Services & Fees

Ongoing Retirement Planning & Investment Management

We begin by building your Retirement Roadmap, clearly outlining how to reach your desired retirement with confidence.

Your Retirement Roadmap will cover areas that typically include:

  • Retirement Date Projections

  • Optimize your Savings Strategy

  • Retirement Withdrawal Strategy

  • Roth Conversion Strategy

  • Social Security Claiming Strategy

  • Goal Setting & Tracking

  • Account Consolidation & Simplification

  • Evidence Based Investment Management

  • Establishing a Budget & Spending Parameters

  • Debt Management & Analysis

  • Employee Benefit Selection

  • New Home Purchase & Sale Decisions

  • Life & Disability Insurance Needs Analysis

  • Property & Casualty Coverage Review

  • Estate & Beneficiary Summary

  • Tax Projections & Withholding Strategies

  • Cash Management Systems

  • College Funding Plan

  • Tax Efficient Charitable Gifting

  • Pension Payment Decisions

Our flat-fee is $6,000 per year, billed quarterly ($1,500/quarter). Our fee includes Investment Management

Your Trusted Partner

Once we deliver your financial plan, we continue our engagement with semi-annual meetings — helping you manage all areas of your financial life: Ongoing Financial Planning, Annual Tax & Cashflow Planning, Goal Tracking, Investment Management, Rebalancing, Tax-Loss & Gain Harvesting, Risk Management & Estate Plan Monitoring, and handing the inevitable changes in your life, goals, tax laws, and markets.

We review and update your plan’s progress as needed, answering changes as they arise. This includes reviewing withdrawal strategy, tax planning opportunities, estate planning, and risk management.

Outside of our semi-annual meetings, we are readily available to you should you need assistance and financial council with major life changes or impactful decisions that need to be made.

Your Financial Dashboard

You will have access to your own Financial Dashboard through state of the art financial planning software.

The Financial Dashboard will serve as a clear and complete picture of your financial life. When you link your accounts they update on a daily basis allowing you to see your current net worth, review your investment holdings, and see the details of your cash flow.

One-Time Financial Plan

We also offer a one-time financial plan for those who would like to implement the plan on their own. This engagement includes 5-6 planning meetings. We discuss and provide your Comprehensive Financial Plan, a summary of our recommendations after each meeting, and a final 30 days of video and email support following our last meeting. Implementation is completed by the client.

Our one-time Financial Plan fee is $5,000