Asset location strategy in investing refers to the practice of strategically placing different types of investments in specific types of accounts to maximize after-tax returns. It focuses on optimizing the allocation of assets across taxable and tax-advantaged accounts, such as individual retirement accounts (IRAs), 401(k)s, and taxable brokerage accounts.

Carrying debt into Retirement is a unique decision with no one-size-fits-all answer. It can have a significant impact on your Retirement Income, your taxes, and also your emotions. Consider carefully when crafting a debt strategy of your own as you prepare to Retire.

The 4% rule assumes a conservative investment portfolio, a long retirement horizon, and a withdrawal rate that is intended to be adjusted for inflation. It also assumes a retirement lifestyle that doesn't change significantly over time.

Tax planning in Retirement involves managing your income and expenses in a way that minimizes your tax liability. In this blog, we share a few tips to consider for your own tax planning in retirement: